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Here are some of the great things our clients have said about SMS Finance…


“My son and I were looking at buying a house together to live in. Little did we know what was going to happen. Our first broker didn’t meet our needs as a client and before we realised we were nearing the settlement date. Feeling unhappy and dis-satisfied we were referred onto another broker (SMS Finance) who carried out immediately the necessary requirements for the home loan with successful results! We were even able to meet the due date for settlement. Thank you guys!”

Debbie 18/08/18


“We were put in a very stressful situation due to poor advice from another financial advisor, however after meeting with Josh and discussing our situation and needs Josh and his team did all they could with the limited time they had to make it work, and thanks to Josh, Caroline and Jacqui at SMS we are now watching our new home being built.”

Aaron 18/08/18


“Colin has been a massive help with refinancing one of our loans for a much better deal, and also arranging for bridging finance on our new home while we sell our existing home. His knowledge was invaluable and he always personally kept in regular contact with me during the application process. Highly recommend!”

Sharni 18/08/18


“Colin and his team were fantastic to deal with. They were well informed, on top of the process from beginning to end and kept us informed every step of the way. Couldn’t ask for more!”

Shane 18/08/18


“Colin and his team provided an outstanding service with great communication and support when we recently updated our loan products. Colin’s knowledge of our loan history and of the products that would suit us was very handy.”

Geoffery 18/08/18


“Being a first home buyer I found it a little daunting on knowing which steps to take, but when I met with Josh he made it effortless. I felt no stress. And if I didn’t understand something, Josh provided all the information I needed. He kept me up to date and would always let me know my next steps to take. Josh always felt approachable and I appreciate all that he’s done. Thank you for getting me the best outcome and helping my dreams come true.”

Jo 28/07/18



“Thank you for arranging our finance. I found the experience highly professional. Great communication, attention to detail, excellent customer service, friendly, helpful. Would return again and recommend!”

Peter 11/07/18



“It’s an absolute pleasure to have done business with you, a true professional with a professional team. All of you worked with the same attitude and that was to give he complete and best service you could. Well done and thank you. We look forward to doing more business with you.”

Terri 09/07/18



“As first time buyers I can honestly say the whole process has been so easy and straight forward. Colin and his unbelievable dedicated team have assisted us at each step making this a exciting time for us rather than a stressful one.”

Natalie 03/07/18



“Scott Cash provided excellent service. He is great to deal with in terms of communication and product knowledge. I highly recommend Scott for all of your brokerage needs.”

Samuel 26/06/18



“Colin and his team were absolutely great. They succeeded in getting me a result where others could not: my new home.”

Julie 25/06/18



“Our experience with Colin was exceptional. I would recommend him to anyone.”

Melissa 22/06/18



“Colin is very understanding. You made this process very fast and very easy. We are in our own house now. We can’t thank you enough.”

Tracey 26/05/18



“We found Josh very understanding and helpful with every part of the buying process. Would recommend his services to anyone needing help with financial assistance.”

Camillo 8/05/18


“We have used Josh twice now and both times he has delivered exactly what we needed. Great communication, friendly and does the job he says he will. Perfect experience! Thank you Josh.”

Annika 18/04/18


“Josh and his professional team at SMS made the whole experience of refinancing our home easy. He negotiated a great interest rate with another lender, saving me money and kept me informed every step of the way. My life is busy enough and he made the whole process flow smoothly causing me minimal stress, his dedication to customer satisfaction is second to none.”

Warren 16/04/18



“The process of buying our unit was smooth, quick and easy thanks to Colin. He is friendly, professional and personable. Communication was excellent. This is the second time we have used Colin as a broker. We highly recommend Colin and his team and look forward to using him in the future. Sue & David.”

Sue 21/03/18



“Colin was so patient and friendly explaining everything in easy term to someone who had never refinanced. I have already told all my friends.”

Gregory 20/03/18


“Colin and team looked after us again, we wouldn’t go to anyone else for our finance needs. Nothing was too much trouble and communication is excellent. We knew where our application was at with every step and Katie, Jacqui and Kellie had everything under control for us. Great work guys – Tony and Dee.”

Anthony 20/03/18



“At first I wasn’t sure what a mortgage broker really is. Josh takes the time to explain what and how a mortgage broker works, Josh had a great attitude towards his job and made it a pleasure to work with him.”

Daniel 21/02/18



“Lending can be extremely daunting, especially when buying or building a home. Joshua is the superstar of brokers and after finalising my house land, experiencing the quality service from Joshua, I will not only do any future business with Joshua, I will recommend SMS Finance and Josh to anyone looking to build, buy or refinance their home.”

Paula 21/02/18



“Joshua was able to get us the loan that the bank told us we couldn’t. How easy he made the whole process and how quickly he got the whole thing together. His professionalism was outstanding and he always answered the phone when I had a question and rang with the solution almost immediately.”



“Josh and Caroline went beyond their job descriptions to help get my house settled on an unrealistic time frame. If I hadn’t made made the choice to use SMS, my house wouldn’t have settled in time. I will be using them again on any other purchase I need finance for.”

Colby, 29/12/17



“Colin and his team have been super effective in finding solutions to our personal and investment needs. And with none of the issues or extended waiting periods we have encountered with banks directly before using SMS Finance. Obtaining finance is now something we stress about less when looking at projects as SMS have made it very smooth. Thanks guys.”

Matthew, 2/12/17



“Used clear, plain, calm language. Dealt with the bank and solicitors when we were struggling, always contactable and returned our calls and goes the extra mile. John took a 200km round trip to assist us with our mortgage application paperwork, when we had a difficult deadline to meet. I think that speaks for itself.”




“Colin was understanding, empathetic and went the extra mile to help me secure my goal of purchasing a property after overcoming previous financial difficulties and losses. Thank you for making my goal a reality, I couldn’t have done it without your knowledge and assistance.”

Sarah, 1/12/17


Recent Awards
  • SMS Finance - 2016 QLD Broker Group of the Year
  • Colin Mason - 2016 QLD Broker of the Year
  • Colin Mason - Australia's Top 50 Elite Business Writers 2016
  • Colin Mason - 2016 MPA Top 100 Brokers
  • Colin Mason - Australia's Top 50 Elite Business Writers 2016
  • Top 15 Broker Group of The Year Award 2016 - QLD, NT & NTH NSW
  • 2016 Westpac Broker Business Excellence Awards
  • AFG Top 5 Mortgage Broker in QLD, NT & NTH NSW
  • John McNamara - QLD, NT & NTH NSW Best Broker in Commercial Business 2015/16
  • John McNamara - Commonwealth Bank Diamond Broker 2015
  • John McNamara - QLD Broker of the Year 2013/14 - 3rd Place
  • AFG Queensland Commercial Loan Writer of the Year 2013/2014 1st Place
  • AFG Queensland Broker of the Year 2013/2014 3rd Place
  • AFG Qld Commercial loan writer award 2012/2013 1st Place
  • John McNamara - ANZ Performance Excellence Award
  • AFG Qld loan writer of the year award 2012/2013 1st Place
  • AFG Qld Commercial writer award 2011/2012 1st Place
  • Commonwealth Bank's - number 1 broker in Queensland for business volume, Commercial finance and Equipment finance
  • Westpac's number 3 broker in Queensland for quality and service in Equipment finance
  • Capital Finance's number 1 broker in Queensland for quality and service in Equipment finance
  • ANZ Awarded to John McNamara In recognition of Performance Excellence 2013
  • John McNamara - 2nd Place QLD Loan Writer of The Year 2012/13
  • John McNamara - 1st Place QLD Commercial Writer Award 2011/12 & 2012/13
Contact Us

Maroochydore Office:
Suite 13 The Sebel
20 Aerodrome Rd
Maroochydore QLD 4558

Postal Address:
PO Box 56
Cotton Tree QLD 4558

Free Call 1800 002 311

Phone (07) 54 300 900
Fax (07) 54 300 999