"Josh is awesome at what he does. He is not only efficient without being pushy, but a really lovely person. He has a fabulous team working with him, who are always friendly and make any financial assistance process, so easy. I have used Josh at SMS Finance Maroochydore twice now, and wouldn't go anywhere else in the future. I recommend him on a very high scale!! Thank you again Josh, Caroline, and Thais, you have eased my financial concerns a great deal. I feel like I can relax again and smile."

- Amanda, May 2022



"Jonno and his team at SMS Finance helped us secure a highly competitive loan for the purchase of our first property. We were extremely impressed with the SMS Finance team, their knowledge, how they communicated with us through the entire process, and their friendly demeanour and availability for us. When ever we were unsure or had a question, the SMS Fiance team were always on hand to help."

- Jeremy, May 2022



"Brenden went above and beyond from the very beginning (2.5 years ago) to get us on track ready to apply for finance. From improving our overall credit worthiness through to a second approval as our first timed out waiting for land registration and still assisting us with the stages of our construction loan. To anyone seeking a full service from a broker you can’t go past Brendan Brial and the SMS team. Thank you."

- J and K, May 2022



"Our contract had pretty tight time frames and a few obstacles appeared. Things were getting very tight, but under great pressure Brenden delivered the goods!  We would recommend him to anyone."

- Michael, May 2022



"Without SMS Finance's help, we would never have bought our first home."

- Drew, May 2022



"Thanks to Jonno and team for making a stressful, complex situation an easy one. There are big decisions to make in the home buying process and your team have provided me the knowledge to make the best informed decisions."

- Sally, May 2022



"Jonno and his staff are awesome. Great product knowledge and a knack for figuring out exactly what you want. Cannot recommend highly enough."

- Shane, April 2022



"Brendan was exceptional and no hassles. We gave him all our information, he processed it all hassle free, kept us well informed on all levels and we got a great deal that we are very pleased with. Highly recommend Brendan very happy customers."

- Christopher, April 2022



"Joshua and the team are always super helpful. There are no silly questions for the team...and I sure had plenty :) I honestly feel like a friend having a chat when talking through options and discussing my needs, no jargon and simple steps to put our choices into action. I have full trust in Joshua and the SMS Team for all my financial needs."

- Amy-Lee, April 2022



"Josh was a remarkable help. Being a single father on a decent income with a healthy deposit, a different broker I used for years advised there is not much we can do because of dependents, current real estate prices etc. A friend referred myself to SMS Finance - Josh. Josh had a remarkable knowledge of products to best suit my circumstance and the teams communication, follow up and dedication to excellence was wonderful. Was a great experience for myself all circumstances considered."

- Danny, April 2022



"Josh and his team where fantastic to work with. They took the time to understand our wants and needs, then put forward a few different options to choose from and helped to guide us through the decision making process. They then did all the heavy lifting for our refinance, working with our new and old lender to make the process as stress free as possible. I wouldn't hesitate to recomend Josh and SMS Finance to any friends or family."

- David, April 2022



"Cannot recommend the team at SMS finance highly enough, they have been great in helping us with both personal assets and building up our business, neither of which we could do without good help."

- Jeriah, April 2022



"Josh and his team at SMS are the best on the coast and I already have recommended him at any chance I get!"

- Stephen, March 2022



"I have used SMS Finance twice now and have been very happy with the level of service and attention I have been given. I feel like they go above and beyond to get the right result and I know how challenging it can be dealing with banks so I am always happy to let the professionals take care of it."

- Eve, March 2022



"We would highly recommend SMS Finance. It was an extremely smooth process and very prompt service, with excellent communication. Couldn’t have asked for more."

- Rey and Hannah, March 2022



"We would highly recommend Brenden and the team. Nothing was too hard and very approachable."

- Janette, March 2022



"Josh was incredible from the get-go! I went to him with my obstacles for getting a loan and he put everything that I needed into layman terms for me (I'm not very finance savvy). He explained not only what I needed to do but also gave me a brilliant summary of the different products available to me. Even after the loan was processed he was still on-call for all my silly questions! I would have no hesitation in recommending Josh to anyone needing advice!"

- Emma, March 2022



"Josh and his team provided a 5 star service with communication top of mind all the way through the finance approval process. We would highly recommend Josh and his team to anyone seeking a high level of service."

- Karen, March 2022



"Josh at SMS Finance was recommended by my friends at First National Real Estate in Mooloolaba after I mentioned that two previous brokers were unable to get me the finance for the home I wanted. With the property sale and rental market as it is in Central Qld, not getting the finance we needed would have been a huge issue. Josh, from the first phone call understood my unique personal financial situation and was obviously able to present my loan request in a better way to the banks than the previous two brokers. Josh, Jade and team were just pure professionals throughout the entire process and I have no hesitation in recommending them to anyone for any financial services. We now live in our dream home and we cannot thank Josh and his team enough for making it happen."

- Mark, March 2022



"Thank you Jonno for helping us to purchase our family home. Your communication was fantastic. You kept us informed and up to date throughout. You made this stressful process so much easier to deal with. Thanks again."

- Natasha, February 2022



"Thank you Josh for taking the time to explain things to me (over and over again), never getting frustrated and always managing to have a joke at the same time. I really appreciate that you're always contactable, even if you're not the person I need to speak to for my enquiry. You've made this whole process stress free and I am forever grateful for your impeccable service."

- Dana, February 2022



"Great service. Easy to deal with."

- Mark, February 2022



"The constant follow up and urgency to get the finance organised. Tony was like a dog with a bone. Onto every request and was on the phone to me the whole way, which is strange in business today. Keeping us informed of this complex application. Thanks to John and Tony it was a pleasure dealing with them."

- Keith, February 2022



"Josh and his team were wonderful to work with, they provided me with a lot of clear information and exceptional customer service. I would highly recommend them, especially for first time buyers like myself."

- Gemma, February 2022



"Brenden is super responsive, knowledgable and able to explain things in a way that's easy to understand and made me confident that we're working with a broker  aligned with our interests. He was transparent and forthcoming, sorted out an issue  on the banks end quickly - was a pleasure to deal with and will do so again!."

- Adam, February 2022



"Brenden and Abi provide the complete package for SMS Finance, fantastic service, knowledgeable, helpful, outstanding communication, pure service with a smile. They took all the stress out of the financial part of buying my home. I fully recommend these guys, and I will be back if I buy another house."

- Jodie, February 2022



"Josh took on board my requirements and worked out a great competitive rate and had an approval in sufficient time for a tight settlement.
would highly recommend Josh and his team at SMS finance."

- Glen, February 2022



"Thank you Josh. You were recommended by a family member as someone who would go above and beyond to get the best finance deal and take your clients through step by step. I am so glad we went with that recommendation. You took the hassle out of loan applications. Your service was second to none and your availability and communication was even better. Even though it was a difficult time being over the Christmas period and you took a break you made sure that either yourself or someone  from your team were available to answer any of our questions and to keep us up to date on our finance and approvals. I can highly recommend Josh for your finance needs. You made it such a stress free process.

Thank you again Josh (and team)"

- Peter, February 2022



"Brenden was a great help in helping me obtain finance for my first home. He was really understanding and explained everything so clearly. I would highly recommend."

- Anna, January 2022



"Brenden and Scott where fantastic.  They made the whole process simple and enjoyable."

- David, January 2022



"John and the team at SMS Finance were a real pleasure to deal with. Exceptional service and amazing product knowledge, they were able to tailor our financial package perfectly. Highly recommended"

- Cameron, January 2022



"Josh and his team are very friendly and communication is amazing. I have told several people about Josh and they have all been impressed"

- Damon, January 2022



"Josh will always make sure you are well informed to be one step ahead in the loan process."

- Karl, January 2022



"Josh was a recommendation from a friend in a similar situation to myself.  He was wonderful, very friendly and positive about finding a good product for me that would allow me to buy a home for myself."

- Naomi, January 2022



"We have just used SMS Finance for the second time.  They were great in finding a product that suited our purchase and helping us understand our options as we were looking at rural land."

- Renee, January 2022



"This is the third time we have used Scott Cash to find a great deal for us with our home loan.  Always courteous, polite and gives that bit extra in the area of customer service.  Well done, keep up the great work.  We will certainly chat again when we are after a loan."

- Adam, January 2022



"John McNamara would have to be one of the most understanding people I have met over the years as you throw something at him which is just a dream, he makes this happen with ease ."

- Sam, December 2021



"Brenden and his team at SMS Finance assisted us with finance when  the bank we had banked with for over 25 years refused. He is knowledgeable and provides an outstanding service"

- Madonna, December 2021



"Jonno and his team were extremely understanding of my partner and I as first home buyers. We felt comfortable throughout the entire process and all of our questions were always answered promptly and without judgement. Jonno was very helpful, knowledgeable and professional in his manner and we trusted him from the get go. Highly recommend."

- Ashlea, December 2021



"Josh and all of his team are so friendly and helpful, they make the process easy and do all the hard work for you!"

- Kayla, December 2021



"Absolutely exceptional service! Cannot thank Josh and the team enough. Highly recommend SMS Finance."

- Teagan, December 2021



"Great team, fantastic knowledge of the market and options available and provided plans which suited to my needs."

- Yogesh, November 2021



"Passion, knowledge and a genuine interest in achieving the best for clients is what makes a truly professional Financial Adviser. Jonno has this and more. His dedication to clients, business excellence and education sets him apart and we would highly recommend him to anyone wanting to achieve better financial outcomes."

- Rebecca, November 2021



"Josh and the team at SMS Finance will help you to purchase your home with their professional services and fantastic ability to find the right mortgage to suit each customer. I will always recommend both Josh and SMS finance for their friendly and professional service."

- George, November 2021



"Hi my name is Juliette Watson. My husband and I recently used the services of SMS Finance with Josh Carleton as our Representative. We have been so impressed with the professional service Josh and his team provided. Knowledge and ease of the whole transition to refinancing was amazing. We are very happy customers and have recommended Josh to friends. I would have no hesitation using their service again and in fact we will be , as our business with SMS Finance is not finished yet. Regards Juliette & Lincoln Watson."

- Juliette & Lincoln, November 2021



"Josh and his team have helped us with finance twice. They are honest from the start and deliver on what they say is achievable."

- Leon, November 2021



"Josh and his team Jade and Caroline have been very helpful in assisting us with mortgages on two properties. Efficient and great communication. Thank you "

- Lisa, November 2021



"Josh and his team were on the ball at all times. Considering how difficult and risk prone mortgage finance can be when going it solo I would not hesitate in recommending others to Josh and his team."

- Simon, November 2021



"We have had a great and streamlined first home buying process with SMS, really appreciate their respectful and kind service and always happy to help and explain anything that we needed. Thank you SMS."

- Amy, October 2021



"Brenden and SMS Finance, a great team that looked after us."

- Michael, October 2021



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