"Colin went above and beyond for us in a tricky situation to get us across the line and into our family home. Would not hesitate at all to refer or recommend anyone to try his services. Thanks mate!

- Aaron, September 2019

"For what we were trying to achieve Colin and his team were a breath of fresh air to deal with. A courteous, knowledgeable and professional service that met our needs.

- Quinn, September 2019

"Thanks Colin and staff, for making this financial experience one of the most easiest things I have ever had to do.

- Ray, September 2019

"Colin made securing finance for my home loan so easy and stress free. He showed exceptional customer service and I can’t think of why I would use anyone else for my finance needs.

- Ryan, September 2019

"Josh has an amazing knowledge base and always works with you to achieve your goals. Unlike a lot out there Josh genuinely cared about us and he made the journey as easy as possible and was very transparent. Anything we didn’t understand he was always happy to take our many calls or face to face to explain everything even the trivial stuff. All in all it was a wonderful experience and I would highly recommend Josh for all financial matters!

- Ben, September 2019

"Josh and his Team were great during our Finance approval process. We did not know much about the process and they took the time to explain in details everything we were not sure of, including any technical terms. We would not hesitate to recommend SMS Finance to anyone who is looking for a quick, efficient and transparent service.

- Camille, September 2019

"Excellent industry knowledge and professionalism special thanks to Josh at SMS for sorting all our financial needs.

- Craig, September 2019

"We honestly can’t thank you all enough!! You all in some way assisted us to become home owners once again! What a journey to get here but we are so grateful to be able to call a house our home once again. You were all so helpful and nothing was ever too much trouble. A special shout out to Kellie - you were amazing!!! You went above and beyond and talked me through each step of the way - you’re a super star!! Thank you all again for everything! Will recommend you over & over!!

- Joshua, September 2019

"Handling another person's financial affairs is very personal. Brenden has that unique ability to make you feel that he is totally in control of the borrowing process at all times. For example if he didn't know something, he would say so. That honesty shows his respect for me and the situation." 

- Chip, August 2019

"Colin and his team were so professional and my purchase of my new property and refinance of my existing properties ran very smoothly." 

- Mark, August 2019

"Awesome experience, thanks Colin and the team at SMS Finance." 

- Mel, August 2019

"Colin and his team make the whole lending and buying experience a easy process. Would recommend Collin and his team to anyone." 

- Ryan, August 2019

"We would highly recommend SMS finance Colin and the team are highly efficient and comprehensive in their process along with an awesome positive friendly attitude." 

- Sarah, August 2019

"I was recommended Colin. I found him to be kind & courteous, understanding my particular needs. The company kept me well informed at all times & managed to work to my schedule, I am out of Tec range frequently. I would recommend them to anyone." 

- Tanya, August 2019

"Due to my foreign income it was difficult to find a financial institute that would offer my wife and I a mortgage without a large deposit and a high interest rate for our first home. I was referred to Josh by a friend and within 8 weeks not only did we have a mortgage approved we had settled on a block of land and had plans submitted to council for our first home. Josh helped us move up our first home dream by 6 months and he got us a good deal on our mortgage. I would recommend anyone who is looking for a home loan to contact Josh and his team as SMS Finance." 

- Greg, August 2019

"Great service, we really appreciate you and we are so thankful to you and your team." 

- Sukhvinder, August 2019

"Colin and his team were so helpful, my current bank just said no to me, while Colin worked out what I could possibly do to get my loan, and thanks to SMS Finance I now own my dream home, I am so grateful" 

- Jayne, July 2019

"Made the buying process so much easier! Josh was excellent at working with us and understanding our needs, limitations and goals in order to find us a deal that suited us perfeftly. We were on a tight timeline to settle our loan and it would not have happened without Josh and his team. Great people who offer a high quality service. I highly recommend to anybody who is looking to buy or refinance their home." 

- Daniel, July 2019

"Josh did an excellent job helping us with our home loan. He explained all the services we needed with great clarity and communication was excellent." 

- Michael, July 2019

"Open to providing one post construction mortgage." 

- Nathan, July 2019

"Josh and his team provide a highly professional and competent service. I felt I was in good hands throughout the process and would highly recommend SMS finance to others." 

- Peter, July 2019

"I'd like to thank Colin and the SMS team for piecing together a complex Investment Property purchase and enabling us to purchase a wonderful Property on the Sunshine coast. The SMS team's customer service was fantastic." 

- Duncan, June 2019

"Colin and his team made it a pleasure to apply for a house loan. I always dread the application process but it was made incredibly easy and the communication was fantastic. We would highly recommend Colin and the team at SMS finance and we will be using their services in the future." 

- Kate, June 2019

"Dealing with Col and his team was one of the most easiest experiences I have come across when it comes to buying property. My finance application was approved very quickly and then the consistent contact between Col and his staff members to myself, was absolutely amazing and cannot be fault. I was always aware of what the next step would be." 

- Marie, June 2019

"Josh was extremely honest and most helpful in every way." 

- Heather, June 2019

"Josh was fast and efficient in finding us the best loan deal. Everything was fluid and transparent. Was a pleasure to deal with and highly recommend." 

- Jason, June 2019

"I would highly recommend Josh and the team at SMS Finance on the Sunshine Coast, their knowledge in everything is outstanding! Kind, friendly and easy to understand. Definitely the best option out there for first home buyers to the experienced buyers. Will always recommend." 

- Lachlan, June 2019

"Josh has been very helpful and got us a home loan." 

- Matthew, June 2019

"From start to finish Josh and the team made the mortgage process smooth and stress free and they also got us a great deal." 

- Rhet, June 2019

"Josh and the team provided a great friendly service that really assisted in making the our re-financing process very smooth and stress free. Would highly recommend their services." 

- Samuel, June 2019

"Great customer service! Always kept me updated and explained processes along the way. Highly recommend! Thank you!" 

- Tammy, June 2019

"I was so nervous to even have the conversation of my dire finance position. After a simple call to Josh at SMS Finance I was put at ease and provided with simple, easy to understand information, to revise my options available to build a new home. Not only did I get the information needed, I was given tools and the amazing follow up service to ensure I had all I needed prior to making a huge decision to obtain my first Mortgage. My emails and phone calls were always answered with a friendly and professional response as well as supportive words of encouragement...even when I was coming to terms with my newly made decision to build my first home! I can not thank Josh and the SMS team enough and I am looking forward to sharing in the excitement when my home construction is completed. Thanks again Team SMS Finance, you are all amazing!" 

- Amy-Lee 19/05/19

"Great work by Josh. He made everything happen in a very short timeframe." 

- Ashley 19/05/19

"I appreciated the fact you worked with my odd hours, it made the process less stressful, and I was grateful that I was kept in the loop about the process through all the issues that arose." 

- Jemma 19/05/19

"Josh has been great helping us as first home buyers to secure a home loan. He made us feel comfortable and supported and like no question was silly. We had obstacles that popped up and he always stayed positive and found a way that we could make things work. We initially went to our bank for a home loan and they said it couldn’t be done yet, but josh found a way! He did such a great job I wouldn’t go to anyone else." 

- Kayla 19/05/19

"We highly recommend Josh. He is awesome, so simple, they do ALL the dirty work and all I had to do was email or text and he sorted everything made it easy as we lived in Sydney at the time. We will definitely use Josh again and we are very happy. Thank you for everything Josh and all the team at SMS Finance." 

- Robert 19/05/19

"Both Josh & Caroline have been excellent throughout the whole process. With my first home buying experience there were a lot of questions I asked and the replies were instant or they’d call to explain. Would highly recommend these two for anyone looking for a fantastic broker!" 

- Sharna 19/05/19

"Josh and the team were excellent thought out the whole process. Gave us a greater understanding and what pathways were best for us. He always had time to talk no matter what." 

- Simon 19/05/19

"Mortgagees need brokers even more now after The Royal Commission has had its say, and you need a good one. I would happily recommend Colin Mason." 

- John 19/04/19

"I was really pleased that you were able to see us at a moments notice, early in the moment, to fit in with work commitments etc. We received outstanding communication from yourself, Jocelyn and Kelli. Really tried everything to make it possible trying a hundred different situations.." 

- Kerri 19/04/19

"I was really pleased that you were able to see us at a moments notice, early in the moment, to fit in with work commitments etc. We received outstanding communication from yourself, Jocelyn and Kelli. Really tried everything to make it possible trying a hundred different situations.." 

- Kerri 19/04/19

"This is the third time we’ve worked with you Colin and as always you were professional, friendly and super helpful. Nothing is ever too much trouble and you make the whole process stress free." 

- Kerry 19/04/19

"I would recommend the organisation and have done to anyone looking to refinance or purchase their 1st home. All the staff are very helpful and do what they say they are going to do. 100% for me." 

- Viola 19/04/19

"Josh is great, understanding and goes the extra mile to help." 

- Shane 19/04/19

"Joshua Carlton provided fantastic service throughout the whole process. He answered all of our questions, always friendly and kept us updated through the whole process. Absolutely amazing at what he does. Thank you Josh!" 

- Luke 19/04/19

"Josh and the team at SMS Finance provided us with lots of options and took the stress out of finding the right loan for our needs." 

- Gary 19/04/19

"Colin and the whole team at SMS Finance were absolutely amazing. They are the best in the business and they helped us make the impossible possible. I would wholeheartedly recommend SMS to anyone that is looking for a partner in the lending process rather than a mortgage provider that just ticks the boxes. At all stages we were kept informed of our progress. The team are extremely knowledgeable and professional." 

- Paul 19/04/19

"Josh has been outstanding throughout our home loan process. His professionalism and dedication to our progress made our whole experience extremely pleasant. Honestly couldn’t have asked for more from him! Thank you Josh!" 

- Philipp 01/02/19

"Hi Colin. We would like to thank you for your all your work in regards to our recent loan. Unconditional in 5 days meant that in our multi offer position this put us in a strong position and was the deciding factor in securing the deal. We would highly recommend your services to anyone looking for a finance solution. Thanks again." 

- Alan 19/01/19

"I really appreciate the service that SMS Finance provided for us. Everyone in the team were wonderful, so friendly, efficient and very helpful throughout the whole process. We are so grateful to you Colin and your team for your support with the purchase of our new home. We are very happy and love our new home! Thank you Colin! We highly recommend SMS Finance to anyone who is looking for a caring, experienced team to lead you into your next financial venture; whatever that is for you." 

- Crystal 19/01/19

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