‘’As a first-time home buyer, Brenden made the Finance process so easy and stress-free. I never felt like I was asking stupid questions and feel really confident in how my loan works. I have already recommended Brenden to friends and will continue to do so. I have nothing but good things to say about SMS Finance.’’

- Milli, October 2020

‘’Jonno is excellent at what he does. I couldn't be happier with our outcome.’’

- Trevor, October 2020

‘’I highly recommend Brenden and the team at SMS Finance. I could not have asked for a more professional and speedy service. We managed to borrow more money and even reduce our repayments with the added bonus of splitting our loan into part fixed and part variable. Thanks again Brendan.’’

- Martin, September 2020

‘’Conveying, Banks and loans are a chore really!! But you John and your staff really made it   so easy. Many Thanks.’’

- Rocky, September 2020

‘’Lovely bloke, fantastic service I’d recommend Jonno and the SMS team to everyone.’’

- Alexander, September 2020

‘’I would highly recommend Josh for your Financial needs. We were informed of each step of the process and could ask as many questions as needed without feeling silly. Excellent customer service!’’

- Jamie, September 2020



‘’Josh leads a team of expert individuals, and from day one tailored my finances to my needs. Constant communication and effective tackling of problems gave me a stress free, easy experience in setting up my home loan and I would not do anything differently!’’

- Naz, September 2020

Josh has always explained the process to us in a very understanding manor, especially for someone who is unfamiliar with the very daunting and complexed procedure of purchasing our first property.’’

- Phillip, September 2020



‘’Josh and the team at SMS Finance were instrumental in us being able to buy our very first home. The attention to detail, knowledge of products, and awareness of available grants and schemes are the only reason we were able to settle. Even to the point of making us aware of additional money to use towards the deposit through the First Home Super Saver we were not aware of. We entered the market looking at 'low deposit options' and in the course of doing due diligence and comparing those products to the 'open market' SMS Finance were able to provide a product a whole percentage point lower in interest with a mortgage product that let us pick any property on the market within our budget. Instead of needing to buy in the outer suburbs, we were able to buy 300m from where we were renting which would not have been possible without the advice and help of Josh and the team.’’

- Sam, September 2020

‘’We recently refinanced our mortgage with SMS Finance, this was the second time we have used SMS and could not recommend them highly enough. They make the whole process so easy and explain everything we have questions about.’’

-Timothy, September 2020

‘’Brenden is absolutely fantastic at what he does! My partner and I had a tricky circumstance with our loan for our new home and Brenden was able to overcome plenty of obstacles. He is calm and can answer any question you may have. I found Brenden to be very knowledgeable and caring towards myself and my partner being that it was out first ever home loan. I would recommend Brenden to anyone!’’

- Maddison, August 2020

‘’Usually communication is difficult for me as I work shift work, but somehow you made it seem such an easy process. Your wonderful staff took away a lot of the worries as I was selling and buying at the same time. I even corresponded with Jacqui after my sale, due to my buyer asking for a week extension on settlement day. They cost me an extra $2000 in bills, to add to that stress my solicitor not providing a professional service and missing the window to claim me any compensation.

Please let Jacqui, June and the other girls know how thankful I was in a very stressful time.’’

- Leanne, August 2020


‘’Very professional service for our first home purchase. Great communication and advice. Would highly recommend.’’

- Reece, August 2020


‘’Whether I need a loan, up-to-date information or just a chat to give me peace of mind, Josh and the team at SMS finance are always there for me.’’

- David, August 2020

‘’Josh and the SMS Finance team were very informative and professional in steering me in the right direction with my home loan. I will definitely be using Josh again in the future.’’

- Greg, August 2020

‘’Jonno was able to source a new mortgage with a new lender which was very competitive and came with a cash bonus saved us doing a lot of research ourselves which was great.’’

- John, July 2020

‘’Josh provided amazing service! As first home buyers he made things so easy to understand and was genuinely interested in helping us achieve our goal and was there to help us at any chance along the way! Would highly recommend to anyone wanting a down to earth broker that has your interests and goals at heart.’’

- Austin, July 2020

‘’Josh and his team worked very efficiently to get my housing loan approved through the testing Covid times. Despite delays beyond their control, they achieved a timely positive outcome for me. Josh really knows his stuff and I would absolutely recommend him.’’

- Kerry, July 2020

‘’Excellent customer service, thorough explanation on what we were receiving, and timely response to inquiries.”

- Spence, July 2020

Jonno, We just wanted to send you and your team a HUGE thank you!!

Luke and I are so grateful for the quick, efficient and friendly service you have provided right from the start. We were very excited to see the sold stickers go up today on both homes. 

BIG Thank you for all your help, we honestly would not have received such a quick response and approval in place if it wasn't for you and your recommendations!!

Thanks for your great service and honesty throughout the process. A settlement is scheduled for the 3 August... now the fun begins!

- Sarah & Luke – July 2020






“All elements of the service provided by SMS Finance went above and beyond our expectations. 10/10”

- Matt, June 2020




“Working with Colin and his team was a very smooth experience. They work together like a well-oiled machine. We are thrilled that Colin was able to help us purchased our retirement home. We can't wait to move in permanently.”

- Narelle, June 2020


Colin is a genuine guy who wants to help you reach your financial goals. He is friendly and approachable but also highly knowledgeable about the market and the products available. He inspires confidence and you know that your big financial decisions are safe with him. We felt comfortable with sharing our financial situation with Colin and never felt 'judged'. We highly recommend Colin to look after your financial needs.”

- Phillip, June 2020


“We used SMS Finance for the first time buying a new property. It was a little messy and we found everyone extremely easy to work with. They made the whole experience a lot less stressful. Will definitely be using SMS Finance again”

- Sandra, June 2020


Colin is a wonderful, attentive broker that ensures you feel calm and supported through the entire process. Always there to answer any queries and provide reassurance when needed. Very clever with mortgages and ensuring you will receive approval before beginning the process. Cannot fault Colin and his lovely team and would recommend any day of the week!”

- Serina, June 2020


“Not only has Colin extended an amazing level of service to me, but everyone I recommend has fantastic feedback and is very grateful for the referral.”

- Wade, June 2020


“Thanks Josh and team. Even though our loan amount was not large, and the bank was very particular on some details, the outcome is what we wanted.”

- Chris, June 2020


“As first home buyers Josh was more than helpful in answering all our questions, his knowledge in his field is second to none. We will use his services again and I would definitely recommend him to others.”

-Jace, June 2020



“The real estate office I work at has been recommending Josh for a couple of years now - but I can say after my personal experience with Josh, that he is the real deal! Josh is knowledgeable, knows how to get a deal done, is personally interested in your case and will do his best to make it happen for you.”

-Mark, June 2020


Colin is fantastic at what he does, he puts the customer first and delivers on the best options for our requirements. Will use Colin for any future endeavours and will have no hesitation in recommending Colin to others. Thank you, Colin, for all you have done.”

-Dean, May 2020




“I can easily say that Colin and his team at SMS Finance; their service, knowledge, expertise and genuine-time for you is first class. When my wife says to me ‘wow’, why did that run so smoothly and exactly as expected… you know you’ve found a winning mortgage broker.”

-Scott, May 2020



“Once again Colin has proved to my partner and I why he is the best Mortgage Broker to date. Our second house now just settled with him and it could not be any easier. The professional attitude towards the job and the knowledge about everything to do with it all is astonishing. It really makes buying property a fun time and non-stressful whatsoever. We will most definitely be using Colin for all of our financial purchases he can help us with.”

-William, May 2020

Jonno made the process of securing funding relatively straightforward. His product and lender knowledge achieved a great outcome for us, and it was all done in a friendly and stress-free manner.”

-Carl, May 2020




“Jonno is a down to earth, a top bloke who was able to help us getting our First Home Mortgage. Nothing was an issue for Jonno, he was prompt with communication and shared a wealth of knowledge which taught us a lot about been a first home buyer, thanks for your help mate!”

-Elliot, May 2020




Jonno and the team at SMS Finance understood my needs and provided excellent communication and customer service which made the whole process of securing a competitive home loan easy and stress-free. I would highly recommend Jonno and this company and I will continue to use them in future.”

-Emma, May 2020


Jonno and his team were great to deal with when applying for our home loan. Every step during the process was communicated clearly and someone always got back to us about any questions or concerns we had along the way. We would definitely recommend Jonno and his team to anyone applying for a home loan.”

-Rachel, May 2020

“I could not recommend Jonno and the team enough, my experience was fantastic, and for someone very new to the process of acquiring a mortgage, I couldn't have been happier, everything was explained very well, and he was available, and present at every aspect of the process. A very personable guy and extremely easy to deal with and most importantly very proficient in his field. I have and forever will recommend his services!!!

-Shane, May 2020



“My partner & I would recommend Josh over and over again! He has excellent knowledge in his field and is very approachable. We are first home buyers and are new to the whole process and Josh helped us every step of the way. The whole team at SMS Finance definitely know what they're doing and made the process so easy for us. We were kept up to date at all times of the application process via email and phone calls. We highly recommend Josh (and have done so to family and friends) and the SMS Finance team and will definitely be using their services again in the future! :)”

-Courtney, May 2020

Josh was very understanding of our needs and was very confident that he could help us from the beginning. We had a few small hiccups, but Josh worked hard to ensure everything worked out for us. Would highly recommend Josh’s services to our friends and family.”

-Matt, May 2020

Colin and the SMS team are exceptionally knowledgeable, professional and helpful. We were able to secure the finance we needed to move forward with our plans and any obstacles were overcome quickly and efficiently. Definitely recommend Colin and his team.”

-Cassandra, April 2020


"Josh provides a very high standard of personal service.

- Mark, January 2020

Brenden has been a lifesaver during the coronavirus pandemic. He has provided great advice on how we talk to our financial institutions to ensure we don't pay any more than necessary while deferring payments. He has also been there to assist our family and friends which has been greatly appreciated.”

-Peter, April 2020


"Josh was a pleasure to deal with, he answered all our questions in a timely manner and even had the answers before we knew to ask.

- Dallas, January 2020

"Colin's vision of the financial world is outstanding and his ability to make it relatable is where he succeeds.

- Tim, January 2020

"Colin and his team worked wonders to get us the finance we needed to finish off our family home. The guys were helpful, prompt and very informative. I wouldn’t recommend anyone else. Thanks SMS!

- Mitchell, January 2020

"Colin, Jayne and the team were absolutely fantastic.  Always going above and beyond to help with any questions I had.  Highly recommend their services.

- Kristina, January 2020

"Brenden was great to work with. Kept me informed at all times. Made what could have been a difficult situation to process myself seem easy.
Very happy. Highly recommend, would use again.

- Lynette, January 2020

"We came to Colin after being rejected by the bank. After we spoke with him, we weren't only able to buy the house we really really wanted, we were also able to keep the current house as an investment. Something we though we would never be able to do. We have now moved in and are very happy. Cheers.

- Mark, December 2019

"Thank you to Colin and his team for ensuring we got the results we were looking for. Super happy!!

- Megan, December 2019

"Colin Mason and his team were easy to deal with and explained everything clearly so that I could understand. They were efficient and reliable and always made sure I was reassured if and when I needed to be with any concerns through the lending process. I would gladly recommend Colin and his team to anyone any day of the week.

- Robert, December 2019

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