Australian Credit Licence No: 389078

Why use an  Finance Industry Member


Why use a Finance Industry Member?SMS Finance holds memberships with (MFAA) Mortgage & Finance Association of Australia, (FBAA) Finance Brokers Association of Australia and (AFG) Australian Finance Group; therefore the obligations of these memberships require you to adhere to the industry Code of Practice which required high professional standards, fair business practices, ethical behavior and compliance with both the letter and the spirit of the relevant laws and regulations – all in the interest of you, the borrower.


FBAA & MFAA sets the highest standards in the industry for its members:

  • Industry experience
  • Education standards
  • Ongoing education to maintain accreditation
  • Probity checks
  • Professional indemnity insurance
  • Membership of an external dispute resolution service


Legal Requirements fo Brokers

National Consumer Credit Protection Bill 2009

SMS Finance is licensed as an Australian Credit Licensee pursuant to the National Consumer Credit Protection Act 2009.

Licence No: 389078

As of July 1st 2011 under the National Consumer Credit Protection Act 2009, it is a legal requirement to hold a licence to engage in credit activities.