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Our Team

More about JohnJohn McNamara
Company Director

Mortgage Finance – Equipment Finance – Commercial Finance

Phone: 07 54 300 900   Mobile: 0409 588 439   Email: john@smsfinance.com.au

John has 30 years’ experience in the Banking/Finance industry. John commenced his finance career in 1981 with CBFC/CBA, during that time he enjoyed several postings which include; Manager Broker Finance, Manager CBFC Fleet Lease & Manager CBFC Floor Plan Section.

In 1994 he accepted the position as CBFC’s Sunshine Coast Area Manager, then eventually accepting the position of CBA Relationship Executive to manage larger portfolio clients. In 2001 John resigned to take the opportunity to join forces with David Stone (Stone Goddard & Associates) forming Stone McNamara Finance, which was eventually changed to SMS Finance. John has extensive experience in any form of finance.

In July 2008 John took over the reins of 100% ownership of SMS Finance allowing David to slow down a bit into a company consultancy role.


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Colin Mason
Company Director

Mortgage Finance – Equipment Finance – Commercial Finance

Phone: 07 54 300 900   Mobile: 0437 232 721   Email: colin@smsfinance.com.au

Colin has more than 15 years in the Banking/Finance industry having commenced his career with GE Creditline in 1999.

Colin has now joined SMS Finance after a successful 8 year career with Mortgage Choice Sunshine Coast where Colin was awarded the Number 1 Mortgage Choice broker in Australia in 2012, 2013, 2014 and 2015.

Colin was also awarded the Number 1 Mortgage Broker in QLD in 2015 and ranked Number 13 in Australia with over $140 million in business written in the 12 months from January 2015 (MPA Magazine November 2015).

Apart from now being a Company Director of one of the largest independent finance businesses on the Sunshine Coast, Colin also is President of a local “not for profit” organisation named Sunshine Coast Business Associates (SCBA). Colin set this group up in 2011 with the aim to support other local businesses and to also support local charity groups. Since inception of this group SCBA has donated to charity in excess of $50,000!


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Joshua Carleton
Mortgage Finance Team

Phone:     07 54 300 900
Mobile:    0431 308 732
Email:       josh@smsfinance.com.au

Josh joined SMS Finance in 2016 bringing with him a wealth of experience in the finance arena. Josh commenced his finance career in 2012 with ANZ Bank after completing his university studies. Quickly moving up the ranks to become a local Branch Manager on the Sunshine Coast, he then accepted a position of Mortgage Broker in 2015 with Aussie Homes where he excelled in all areas of Mortgage Finance. Josh is a dynamic member or our organization and brings with him an impressive list of experience, education and achievements:

  • Bachelor of Business (Management and Marketing), University of the Sunshine Coast 2011
  • Diploma of Financial Planning (RG146)
  • Diploma of Finance and Mortgage Broking Management
  • FSR Tier 2 Qualification
  • Finalist for the MFAA 2016 Young Professional of the Year Award
  • Awarded Aussie Home Loans #1 Broker in QLD for 3 quarters of the 2016 financial year
  • Awarded Aussie Home Loans #1 Broker in Australia for 2 quarters of the 2016 financial year
  • Semi-finalist 2010 Business Icon Competition
  • Best Networker 2010 Business Icon Competition

Jacqui Booker
Mortgage Finance Team

Phone: 07 54 300 900   Email: jacqui@smsfinance.com.au

Jacqui has over 30 years’ experience in the Banking and Finance industry.
Jacqui commenced her finance career with ANZ bank in various locations and roles across Queensland.
In the last Twenty years, Jacqui has enjoyed a variety of roles in Banking and Finance on the Sunshine Coast which included Business and Mortgage Finance.

Jacqui is a friendly outgoing person who is passionate about helping customers feel at ease with the process of buying a home or business.


More about PeterPeter McNaughton
Mortgage Finance

Phone: 07 54 300 900     Email: peter@smsfinance.com.au

Peter commenced with SMS Finance in March 2010. Peter has been involved in the finance industry for over 35 years. He had 28 years with the Commonwealth Bank and held lending positions at various branches throughout Queensland.

Following his resignation form the Bank as the Senior Loans Officer at its Nambour office he was involved in small business for a number of years and then returned to the finance industry.

Peter has spent the last 12 years in the Mortgage broking field and has extensive experience in all facets of Home loans and Mortgage lending.


picture2June Balck
Mortgage Finance

Phone: 07 54 300 900     Email: june@smsfinance.com.au

June commenced with SMS Finance in July 2016. June is highly edcuated and came to us with a wealth of experience in residential mortgage.

She graduated from University of Sunshine Coast  with a Bachelor of Accounting in 2009 and Bachelor of International Business in 2012. From there June worked in Sydney for a Real Estage and Home Mortgage company for two and a half years gaining valuable knowledge in all areas of mortgage finance.

Missing the Sunshine Coast and family, June returned to the coast and we were delighted she ended up approaching SMS Finance for a position in the Mortgage Finance Team. June has a lovely friendly nature and fitted into our company instantly and immediately became a highly valued member of the SMS Finance team.


More about ScottScott Cash
Home Loans and Mortgage Finance

Phone: 07 54 300 900   Mobile: 0408 484 147   Email:  scott@smsfinance.com.au

Scott has been involved in the finance industry for most of his working life.
He enjoyed a 27 year career with the Commonwealth Bank working at various locations throughout Queensland.

In 2006 Scott left the bank and took up a position as a Finance Broker with a large accounting firm and in 2012 joined the SMS Finance team.
Scott has extensive experience in all types of lending, from Home Loans to Asset Equipment Finance and Commercial and Business lending.

Scott has lived in the Noosa area for over 25 years and is a Life Member of Peregian Beach Surf Lifesaving Club, a foundation member (and ex player) with Noosa Rugby Union and also still plays touch football.


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Kellie Helson
Mortgage Finance Team

Phone: 07 54 300 900  Email: kellie@smsfinance.com.au

Kellie commenced with SMS Finance in February after successful positions with My Financial Group, Astute Maroochydore and completing a Diploma of Business & Marketing.

Kellie has attained a great variety of experience in these roles, which makes her an excellent all-rounder Team Member at SMS.

Kellie is also a part of Colin Mason’s team, helping his clients with their home loan application process and keeping his side of things running smoothly.


More about WendyWendy Cranston
Mortgage Finance

Phone: 07 54 300 900   Email: wendy@smsfinance.com.au

Wendy joined SMS Finance in February 2010 with a wealth of experience in Mortgage Finance.

She came to SMS Finance with 9 years’ experience in the Mortgage broking residential lending sphere.

Wendy has a friendly outgoing personality, loves dealing with people, and excels at dealing with the various banks and lenders on your behalf.


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Jade Dieperink
Mortgage Finance

Phone: 07 54 300 900   Email: Jade@smsfinance.com.au

Jade commenced  with SMS Finance in February 2012.  Jade came to us with a wealth of experience after 5 years working for Bank West Commercial  where she enjoyed a variety of roles including Business Banking Teller and Assistant Relationship Manager.

Jade is a very efficient and valued member of the Mortgage finance team as well as a company all rounder having spend her intiial years in our Equipment Finance Team. Jade is bright, friendly and has the ability to adapt and learn most facets of the finance broking industry quickly and easily.


Garry Fritz
Equipment Finance-Rural Finance-Commercial Finance

Phone: 07 54 300 900   Mobile: 0400 676 769 Email: garry@smsfinance.com.au

Garry commenced with SMS Finance in April 2008.

Garry previously worked for the Commonwealth Bank and held various lending positions for over 30 years. He has extensive experience in Business and Rural Lending having held positions in Country Queensland and The Business Banking Department of the CBA.

Garry handles all forms of finance with us, specialising in Commercial and Rural Finance.


More about TonyTony Nilsson
Commercial – Mortgage –Equipment Finance

Phone: 07 54 300 900   Mobile: 0400 676 766   Email: tony@smsfinance.com.au

Tony commenced with SMS Finance in 2012 after over 35 years Banking experience predominately with the Commonwealth Bank and more recently with Bankwest.

Tony has been located on the Sunshine Coast since 1999 when transferred with the Commonwealth Bank to Maroochydore and has worked in Tasmania, Victoria and NSW in all aspects of lending.

During the last 13 years whilst located on the Sunshine Coast Tony has dealt with the larger Commercial clients of both the Commonwealth Bank and Bankwest in Relationship Management roles that involved putting together loan applications and having them approved to meet clients requirements and then on-going management of the client.

Tony brings to SMS Finance significant hands on experience in dealing with Commercial Business Lending.



David Stone
Equipment Finance-Rural Finance-Commercial Finance

Phone: 07 54 300 900   Mobile: 0407 588 439 Email: david@smsfinance.com.au

David has over 40 years’ experience in the finance industry, commencing in 1966 with Lombard Australia (Natwest Bank) during this time David gained experience in most divisions of the finance industry.

The last position held was branch manager for 8 years before branching out on his own forming Stone Goddard & Associates in January 1982. In 2001 David joined forces with John McNamara to form Stone McNamara Finance eventually changing to SMS Finance.

In July 2008 David handed over the reins of the business solely to John, electing to slow down a little and taking on a company consultancy role. David has expertise in all areas of Equipment Finance spending a lot of his time in Central & Western Queensland. David is a well-respected member of the community.


Equipment Finance

More about JennyJenny Thompson
Equipment Finance

Phone: 07 54 300 900    Email: jenny@smsfinance.com.au

Jenny commenced with SMS Finance in June 2010.

She is an experienced lender and came to SMS Finance very well equipped to assist with all of your Equipment Finance needs.

Jenny completed a Bachelor of Business in Rockhampton prior to working for the commonwealth Bank for 25 years, spending most of that time in small to medium business lending on the Sunshine Coast.


Vikki Patterson
Equipment Finance 

Phone: 07 54 300 900     Email: vikki@smsfinance.com.au

Vikki commenced with SMS Finance March 2010.

Vikki came to SMS Finance with 18 years banking experience, customer service, supervisor, insurance, Mortgage & Personal Lending, Equipment Finance (business support officer & Senior business support officer) – documents, settlements and lending support.
Vikki has specialised in Equipment Finance for the past 5 years, she prides herself on attention to detail and customer service.


Rennae Silvestri
Equipment Finance 

Phone: 07 54 300 900     Email: rennae@smsfinance.com.au

Rennae commenced with SMS Finance after finishing year 12.

As this is her first permanent position since leaving school, she is learning everything from the ground up.
Rennae has a cert II in business and is friendly, honest and eager to learn all facets of the business.


More about JudyJudy Gleeson
Office and Marketing Manager

Phone: 07 54 300 900   Mobile: 0409 347 444   Email: judy@smsfinance.com.au

Judy commenced with SMS Finance in August 2007 as Office and Marketing Manager.

Judy comes to us with over 20 years experience in all facets of owning and running various small businesses.

With her old fashioned service of Honesty & Integrity, Judy looks after all our marketing and office management requirements, keeping the business running as smoothly as possible with an exceptional standard.


More about KeithKeith Nicholson
Commercial and Equipment Finance

Phone: 07 54 300 900   Mobile: 0416 178 453   Email: keith@smsfinance.com.au

Keith commenced with SMS Finance in August 2012 and has over 35 years experience in Banking and Finance including 28 years with the Commonwealth Bank, primarily in lending roles.

Since leaving the Bank in 2001, Keith has been involved in the Finance Broking industry as well as other family businesses which makes him well placed to understand the financial needs of businesses. Keith is very experienced in all facets of lending and uses his skills to best present an application to a lender and achieve the most suitable outcome for clients.

Recent Awards
  • SMS Finance - 2016 QLD Broker Group of the Year
  • Colin Mason - 2016 QLD Broker of the Year
  • Colin Mason - Australia's Top 50 Elite Business Writers 2016
  • Colin Mason - 2016 MPA Top 100 Brokers
  • Colin Mason - Australia's Top 50 Elite Business Writers 2016
  • Top 15 Broker Group of The Year Award 2016 - QLD, NT & NTH NSW
  • 2016 Westpac Broker Business Excellence Awards
  • AFG Top 5 Mortgage Broker in QLD, NT & NTH NSW
  • John McNamara - QLD, NT & NTH NSW Best Broker in Commercial Business 2015/16
  • John McNamara - Commonwealth Bank Diamond Broker 2015
  • John McNamara - QLD Broker of the Year 2013/14 - 3rd Place
  • AFG Queensland Commercial Loan Writer of the Year 2013/2014 1st Place
  • AFG Queensland Broker of the Year 2013/2014 3rd Place
  • AFG Qld Commercial loan writer award 2012/2013 1st Place
  • John McNamara - ANZ Performance Excellence Award
  • AFG Qld loan writer of the year award 2012/2013 1st Place
  • AFG Qld Commercial writer award 2011/2012 1st Place
  • Commonwealth Bank's - number 1 broker in Queensland for business volume, Commercial finance and Equipment finance
  • Westpac's number 3 broker in Queensland for quality and service in Equipment finance
  • Capital Finance's number 1 broker in Queensland for quality and service in Equipment finance
  • ANZ Awarded to John McNamara In recognition of Performance Excellence 2013
  • John McNamara - 2nd Place QLD Loan Writer of The Year 2012/13
  • John McNamara - 1st Place QLD Commercial Writer Award 2011/12 & 2012/13
Contact Us

Maroochydore Office:
Suite 13 The Sebel
20 Aerodrome Rd
Maroochydore QLD 4558

Postal Address:
PO Box 56
Cotton Tree QLD 4558

Free Call 1800 002 311

Phone (07) 54 300 900
Fax (07) 54 300 999